About
AML compliance
should be fast.
We built AMLayer because AML reviews were taking hours — and still missing things. There had to be a better way.
Our mission
Make AML compliance accessible to every NZ business
New Zealand's AML/CFT obligations are real, complex, and growing. But most tools built for compliance professionals were designed overseas — for different legislation, different client types, different risk profiles. AMLayer was built from the ground up for the NZ AML/CFT Act 2009, with NZ-specific rules, NZ client structures, and the NZ Statutes Amendment Act 2025 baked in.
What makes us different
Built for NZ. Kept up to date.
NZ legislation only
Every rule, every check, every flag is mapped to the NZ AML/CFT Act 2009 and its amendments. No overseas legislation confusion.
All NZ entity types
Individual, Trust, Company, LP, Sole Trader, Charity, Incorporated Society, Estate — including complex corporate trustee and multi-layer structures.
AI + human in the loop
AI handles the heavy lifting. When complexity or risk requires it, AMLayer explicitly requires a qualified AML officer to sign off.
No data retention
Your client documents are sensitive. We process text in memory and retain nothing. Your files never leave your device.
Technology
Powered by AI
AMLayer uses a state-of-the-art AI model for legal and document analysis. Every review runs against a detailed, NZ-specific compliance prompt that encodes years of AML/CFT expertise. Scanned documents and images are processed via OCR when text extraction isn't possible.